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The Future of Everyday Payments Starts Here

Our services

Rent & Service Charge Collection

Hassle-free digital payments for tenants and landlords.

School Transport Payments

Parents pay digitally, providers get organized records.

Loans for Tenants & Landlords 

Whether you’re a tenant seeking convenience and flexibility or a landlord in search of reliable collections and financing, our platform is designed to cater to both sides of the rental experience.

Landlord Loans & Property Financing

Access loans and property financing supported by verified rental income. Whether expanding your portfolios or managing cash flow, landlords can achieve greater financial flexibility.

Driver Wallets

Charlie Pay provides drivers with a secure wallet to save earnings digitally. After 12 months, drivers unlock access to financing, creating a pathway to car loans and business growth.

Deposit Holding & Refunds

Charlie securely manages rental deposits for tenants, protecting landlords while ensuring tenants receive transparent refunds upon moving out.

Rent & Service Charge Collection

“Pay rent and service charges the smarter way.”

Description:
Tenants can now pay rent and service charges conveniently via M-Pesa, card, or wallet. Landlords receive payments instantly and securely, with automated receipts and records for full transparency.


How It Works:

  1. Tenant pays through Charlie Pay.
  2. Payment is processed securely.
  3. Landlord receives funds instantly, with receipts stored for both sides.


Why Choose This:

  1. Fast, secure digital payments.
  2. Automated receipts and statements.
  3. Landlord anonymity for privacy and safety.
  4. No more lost cash or delayed cheques.


CTA: 👉 [Pay Rent Now] / [Sign Up as a Landlord]


School Transport Fee Collection

School transport payments made easy.”


Description:
Parents can pay school transport fees digitally via Charlie Pay, ensuring timely payments and peace of mind. Transport providers receive organized records and instant settlements.

How It Works:


  1. Parent pays school transport fee on Charlie Pay.
  2. Receipt issued instantly.
  3. Provider gets paid securely and on time.


Why Choose This:


Parents avoid carrying cash.

Providers receive reliable payments.

Clear records reduce disputes.


CTA: 👉 [Pay Transport Fees]


Loans for Tenants & Landlords 

“Simplifying rent for everyone — tenants and landlords.”


Overview

Charlie Pay is the smarter way to handle rent. Whether you’re a tenant looking for convenience and flexibility, or a landlord seeking reliable collections and financing, our platform is built to serve both sides of the rental experience.

We make rent payments secure, transparent, and stress-free — while unlocking access to loans and financial growth.


For Tenants

Description:
Tenants can pay rent and service charges digitally, store deposits safely, and even access advance loans when needed. Charlie Pay ensures payments are on time, secure, and always recorded.


Features:

  • Pay rent/service charges instantly (M-Pesa, card, wallet).
  • Secure deposit holding + guaranteed refunds
  • Rent advance loans & deposit loans for stress-free living.


Why Tenants Love It:


✅ Pay from anywhere, anytime.
✅ Avoid late fees & disputes.
✅ Build financial history for credit access.


CTA: 👉 [Pay Rent or Apply for Advance]



For Landlords

Description:
Landlords get instant, anonymous payments, clear tax records, and access to loans based on rental income. Charlie Pay makes managing properties easier and more profitable.


Features:

  • Instant rent collection with automated receipts.
  • Landlord anonymity for privacy and security.
  • Loan access & property financing using rental history.
  • Tax filing support for compliant property management.


Why Landlords Love It:
✅ Reliable income streams.
✅ Less admin, more peace of mind.
✅ Unlock capital to grow your property portfolio.

CTA: 👉 [Sign Up as a Landlord]



How It Works (For Both)

  • Tenant pays rent or deposit through Charlie Pay.
  • Funds are securely processed.
  • Landlord receives instant payment (or tenant gets rent advance).
  • Both sides have digital receipts and tax-ready records.

Landlord Loans & Property Financing

“Turn rent into opportunity.”

Description:
Charlie Pay enables landlords to access loans and property financing backed by verified rental income. Whether expanding properties or handling cash flow, landlords gain financial flexibility.


How It Works:

  • Landlord receives rent through Charlie Pay.
  • System verifies income history.
  • Loan or financing is approved based on records.

Why Choose This:

Unlock growth capital using your property income.

Cash flow support via rent advances.

Tax-ready records that build creditworthiness.

CTA: 👉 [Get Property Financing]

Driver Wallets

Save, drive, and unlock credit.”

Description:
Charlie Pay provides drivers with a secure wallet to save earnings digitally. After 12 months, drivers unlock access to financing, creating a pathway to car loans and business growth.


How It Works:

  • Driver deposits daily earnings into Charlie Pay Wallet.
  • Savings build digital financial history.
  • Access to credit or financing after 12 months.


Why Choose This:


  • Safer than cash-based systems.
  • Builds financial history for credit.
  • Empowers drivers to grow.


CTA: 👉 [Open a Driver Wallet]

 Deposit Holding & Refunds

 “Safe deposits. Guaranteed refunds.”

Description:
Charlie Pay securely holds rental deposits on behalf of tenants, ensuring landlords are protected and tenants are guaranteed transparent refunds when moving out.


How It Works:

Tenant pays security deposit into Charlie Pay.

Deposit is safely stored with digital record.

Refunds are processed instantly at end of tenancy.


Why Choose This:

  • Tenants gain trust their money is safe.
  • Landlords avoid disputes over deposits.
  • Transparent refund process builds accountability.


CTA: 👉 [Secure My Deposit]

Fast & Reliable Payments

Move money instantly and securely with Charlie Pay.

Smart Rent Collection

Tenants pay with ease, landlords receive funds hassle-free.

Secure & Transparent

Every transaction is protected with bank-grade security and clear records.

What our clients say

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Mary-Jane Wairimu

tenant

Numerous variations of Lorem Ipsum passages exist, but most have been altered in some way—whether through injected humor or the randomization of words that appear far from credible. It is a well-established fact that readers tend to be distracted by the content on a page when examining its layout.

Jonathan Makenzie

Patient

CharliePay - Secure Rent, Deposits & Payments in Kenya